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<url><loc>https://with-kevin.com/2026/09/20/all-weather-portfolio-safe-assets/</loc><news:news><news:publication><news:name>어쩌다 은퇴자</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-09-20T09:06:29+00:00</news:publication_date><news:title>[레터 6호] &#8220;-19% vs -49%&#8221; — 하락장을 겪고 안전자산이 필요한 이유를 알았습니다</news:title><news:keywords>자산배분, 최대낙폭, 올웨더포트폴리오, 레이달리오, 안전자산, 리밸런싱</news:keywords></news:news><image:image><image:loc>https://with-kevin.com/wp-content/uploads/2026/09/thumbnail-6-1.jpg?w=150</image:loc></image:image></url></urlset>
